Tool · free

Opening budget calculator

Enter fit-out, equipment, furniture/permits, opening stock, monthly operating cost and runway months. See the total opening budget instantly.

Opening line items

$
$
$
$
$

Total = (fit-out + equipment + furniture/permits + stock) + (monthly cost × runway months).

Why you need this

Many opening budgets count only fit-out and equipment, then miss rent, payroll and stock needs for the first months. That gap creates a cash crunch right after launch.

This tool sums one-time items and adds monthly operating cost × runway months for an approximate opening capital need.

How it is calculated

One-time total = fit-out + equipment + furniture/permits/deposit + opening stock. Operating runway = monthly operating cost × runway months. Grand total = one-time + runway.

Line items are for planning estimates and change with location, concept and supplier quotes.

How to read the result

Grand total is the approximate capital to prepare before opening. More runway months increase the safety buffer; one-time lines show spend before the doors open.

This tool is for information only. Talk to your advisor for lending, partnership or accounting decisions.

Frequently Asked Questions

What are runway months?

The buffer of monthly operating costs you need until sales settle after opening. Many businesses plan 2-4 months.

Why combine furniture, permits and deposit?

They are grouped for fast planning. If you have separate quotes, add them up and enter the sum.

What goes into monthly operating cost?

Rent, payroll, utilities, marketing and similar recurring monthly amounts. Do not put one-time investment here.

Is this total exact?

No. It is a scenario tool. Quotes, location and concept will change the result.

Can I email myself the result?

Yes. Use Email me the result with your name, email and phone and we will send the summary. Our team may also contact you if helpful.

Run the opening with Ritapos from day one

Keep orders, stock and expenses on one panel from the start. Try it free.